Health Insurance & HSA Benefits for Self-Employed Realtors

Self-employed Realtors can deduct health insurance premiums — and an HSA (Health Savings Account) can double the tax benefit.

Deductible Premiums:

• Health, dental, and long-term care insurance.

• Applies even if you don’t itemize deductions.

HSA Advantage:

• Contribute up to $4,300 (individual) or $8,550 (family) in 2025.

• Tax-free for qualified medical expenses.

• Unused funds roll over each year.

💡 Key Takeaway: Turn necessary health costs into strategic deductions while investing in your wellbeing.

⚠️ This blog is for informational purposes only and does not constitute tax, legal, or accounting advice. Please consult your CPA for guidance specific to your situation.