Leverage Wisely: How to Use Debt Without Risking Everything

Neerja Kwatra
Oct 29, 2025
1 min read

Debt can be your greatest ally — or your fastest downfall. The key is discipline.

Smart Leverage Rules

Keep loan-to-value ratios conservative.
Stress-test interest rates and exit timing.
Align financing with your hold period.
Avoid cross-collateralization between unrelated assets.

When structured wisely, leverage accelerates portfolio growth without exposing personal assets.

Takeaway: Leverage multiplies outcomes — make sure it multiplies your discipline, not your risk.

This blog is for informational purposes only. It may not apply to your specific situation. Consult us for personalized advice.

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