The Mindshift That Changed Everything — Working Smarter, Not Harder
- Neerja Kwatra
- Aug 28
- 1 min read
Updated: Sep 4

For over a decade, I built a successful career as a CPA, spending my days buried in corporate tax returns, compliance rules, and financial audits. The work was complex, meaningful, and rewarding in some ways — but it came at a high cost. Stress was constant, deadlines were relentless, and I often felt like I was giving more of myself than I was getting back.
Then I started investing in commercial real estate (CRE) on the side. At first, it was just a way to diversify my portfolio. But I soon noticed something unexpected: those investments began producing cash flow and returns that rivaled — even outpaced — my accounting practice. And unlike tax season, real estate gave me energy instead of draining it.
That was the moment of clarity: I didn’t have to keep working harder. I had the option to work smarter.
Why Commercial Real Estate Creates Smarter Wealth
Cash Flow Stability: Long-term leases with business tenants produce reliable income.
Tax Benefits: Depreciation, deductions, and 1031 exchanges quietly reduce taxable income.
Appreciation: Properties grow in value, creating equity you can tap into for future deals.
Control: Unlike stocks or crypto, you can directly improve operations, reposition assets, and influence returns.
The Takeaway
A true mindshift isn’t about abandoning your past career — it’s about finding the path that works for you. CRE became my smarter, more scalable way to build wealth. The question is: what kind of shift could open the same door for you?
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